Terms and Conditions

These terms and conditions govern the use of the Stupe platform (&quotwe&quot, &quotus&quot, &quotour&quot).

By downloading, accessing, or using Stupe, you agree to be bound by these terms and conditions. If you do not agree with these terms, do not download, access, or use Stupe.

1. Use of Application

Stupe is designed to help you track your payments and manage payment collections. You may only use Stupe for lawful purposes in accordance with these terms.

2. Privacy Policy

We respect your privacy and are committed to protecting it. Our Privacy Policy, incorporated by reference into these terms, explains how we collect, use, and disclose your personal information. By using Stupe, you consent to our Privacy Policy.

3. User Responsibility

The payment collected by Stupe is solely for services provided by you, the Stupe user. You affirm that the services rendered are legally permitted and valid. You are responsible for ensuring compliance with any applicable taxes or levies related to your services and the payments received through Stupe. We do not assume responsibility for the legality or validity of your services or your tax compliance.

4. User Accounts

To use Stupe, you must create an account by providing your mobile number. You are responsible for maintaining the confidentiality of your account and restricting access to your device. You agree to accept responsibility for all activities that occur under your account.

5. Payment Information

Stupe allows you to input payment information such as UPI ID and bank account details (including account number and IFSC code). While we take reasonable efforts to protect your information, we cannot guarantee that unauthorized third parties will not misuse your payment information. By using Stupe, you acknowledge and accept these risks.

6. Intellectual Property

Stupe and its contents, features, and functionality (including but not limited to text, images, software) are owned by us, our licensors, or other providers, and are protected by intellectual property laws.

7. Disclaimer of Warranties

Stupe is provided on an "as is" and "as available" basis, without any warranties, either express or implied. We do not warrant that Stupe will be uninterrupted or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any damages arising from or in connection with your use of Stupe.

9. Indemnification

You agree to indemnify and hold us, our affiliates, and service providers harmless from any claims, liabilities, or expenses arising out of your use of Stupe.

10. Refund Policy

Stupe is not responsible for services provided by its users and is not liable for any refunds.

11. Termination

We reserve the right to terminate your access to Stupe at any time, without notice, for any reason.

12. Governing Law

These terms are governed by the laws of India and the state of Kerala.

13. Changes to Terms

We reserve the right to change these terms at any time. Your continued use of Stupe means you agree to the updated terms.

14. Entire Agreement

These terms, along with our Privacy Policy, constitute the entire agreement between you and us regarding the use of Stupe.